Traditional money market funds are designed for capital preservation. Yet over the past 10 years, many have struggled to keep pace with inflation, resulting in negative real returns.

Money market yields track interest rates closely, whereas real world inflation is driven by a broader set of factors, including money-supply growth, productivity trends, demographic shifts, and the velocity of money.

We target real returns above inflation by blending the stability and liquidity of traditional money market funds with small allocations of ultra-low volatility Asset-Backed Yield (ABY) instruments. The uncorrelated diversification of assets increases the underlying security and resilience of the fund, reducing exposure to capital decay during low interest rate environments.